Side-by-side · Q2 2026 data
The Union State Bank of Everest vs Mutual Savings Association
Metric by metric
| Measure | The Union State Bank of Everest | Mutual Savings Association |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 65 (stronger) | 63 |
| Earnings | 85 (stronger) | 84 |
| Funding & liquidity | 75 (stronger) | 53 |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 37th | 77th |
| Total assets | $427.3M | $398.6M |
| Deposits / shares | $382.0M | $255.7M |
| Capital ratio | 9.99% | 23.84% (stronger) |
| Problem loans | 1.06% (stronger) | 1.11% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.62% (stronger) | 1.60% |
| Loans ÷ deposits | 80.8% (stronger) | 107.2% |
| Uninsured deposits | 19.1% | 11.6% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | — |
Mutual Savings Association has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Union State Bank of Everest leads on 3 and Mutual Savings Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Oskaloosa, KS