Side-by-side · Q2 2026 data
The Upstate National Bank vs Abacus Federal Savings Bank
Metric by metric
| Measure | The Upstate National Bank | Abacus Federal Savings Bank |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 23 | 31 (stronger) |
| Funding & liquidity | 50 | 64 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 24th | 64th |
| Total assets | $294.8M | $320.7M |
| Deposits / shares | $208.8M | $257.9M |
| Capital ratio | 10.19% | 16.32% (stronger) |
| Problem loans | 0.00% (stronger) | 0.47% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.07% | 0.27% (stronger) |
| Loans ÷ deposits | 110.3% | 93.8% (stronger) |
| Uninsured deposits | 10.2% (stronger) | 16.7% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Abacus Federal Savings Bank has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Upstate National Bank leads on 3 and Abacus Federal Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.