Side-by-side · Q2 2026 data
The Vinton County National Bank vs CFBank, National Association
Metric by metric
| Measure | The Vinton County National Bank | CFBank, National Association |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 55 | 66 (stronger) |
| Loan quality | 91 (stronger) | 62 |
| Earnings | 72 (stronger) | 68 |
| Funding & liquidity | 62 (stronger) | 43 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 70th | 33rd |
| Total assets | $1.6B | $2.2B |
| Deposits / shares | $1.4B | $1.8B |
| Capital ratio | 10.49% | 11.64% (stronger) |
| Problem loans | 0.27% (stronger) | 1.14% |
| Net charge-offs | 0.09% | -0.01% (stronger) |
| Return on assets | 1.29% (stronger) | 1.20% |
| Loans ÷ deposits | 80.4% (stronger) | 98.4% |
| Uninsured deposits | 30.9% (stronger) | 31.9% |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 7.0% |
The Vinton County National Bank has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Vinton County National Bank leads on 5 and CFBank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.