Side-by-side · Q2 2026 data
The Vinton County National Bank vs The Croghan Colonial Bank
Metric by metric
| Measure | The Vinton County National Bank | The Croghan Colonial Bank |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 55 (stronger) | 51 |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 72 (stronger) | 68 |
| Funding & liquidity | 62 | 68 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 70th | 70th |
| Total assets | $1.6B | $1.4B |
| Deposits / shares | $1.4B | $1.1B |
| Capital ratio | 10.49% (stronger) | 10.13% |
| Problem loans | 0.27% | 0.08% (stronger) |
| Net charge-offs | 0.09% | 0.02% (stronger) |
| Return on assets | 1.29% (stronger) | 1.20% |
| Loans ÷ deposits | 80.4% (stronger) | 80.8% |
| Uninsured deposits | 30.9% | 25.2% (stronger) |
| Offices | 16 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 10.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Vinton County National Bank leads on 3 and The Croghan Colonial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.