Side-by-side · Q2 2026 data
The Wanda State Bank vs Americana Community Bank
Metric by metric
| Measure | The Wanda State Bank | Americana Community Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 71 (stronger) | 67 |
| Loan quality | 63 | 80 (stronger) |
| Earnings | 54 (stronger) | 45 |
| Funding & liquidity | 93 (stronger) | 57 |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 47th | 34th |
| Total assets | $229.8M | $179.9M |
| Deposits / shares | $201.3M | $152.7M |
| Capital ratio | 12.12% (stronger) | 11.66% |
| Problem loans | 1.12% | 0.60% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.85% (stronger) | 0.62% |
| Loans ÷ deposits | 67.7% (stronger) | 92.6% |
| Uninsured deposits | 12.8% (stronger) | 24.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wanda State Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Wanda State Bank leads on 6 and Americana Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.