Side-by-side · Q2 2026 data
The Wanda State Bank vs Home State Bank
Metric by metric
| Measure | The Wanda State Bank | Home State Bank |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 71 (stronger) | 68 |
| Loan quality | 63 | 97 (stronger) |
| Earnings | 54 | 67 (stronger) |
| Funding & liquidity | 93 | 97 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 47th | 84th |
| Total assets | $229.8M | $218.9M |
| Deposits / shares | $201.3M | $194.3M |
| Capital ratio | 12.12% (stronger) | 11.81% |
| Problem loans | 1.12% | 0.08% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 0.85% | 1.18% (stronger) |
| Loans ÷ deposits | 67.7% | 62.2% (stronger) |
| Uninsured deposits | 12.8% (stronger) | 16.5% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home State Bank has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Wanda State Bank leads on 3 and Home State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.