Side-by-side · Q2 2026 data
The Washington Trust Company, of Westerly vs Citizens Bank, National Association
Bank
The Washington Trust Company, of Westerly
Westerly, Rhode Island · $1 billion – $10 billion
Metric by metric
| Measure | The Washington Trust Company, of Westerly | Citizens Bank, National Association |
|---|---|---|
| TellerScore | 58 (stronger) | 54 |
| Capital cushion | 39 | 44 (stronger) |
| Loan quality | 74 (stronger) | 55 |
| Earnings | 56 | 60 (stronger) |
| Funding & liquidity | 52 (stronger) | 46 |
| Problem-loan coverage | 87 (stronger) | 86 |
| Peer percentile | 17th | 3rd |
| Total assets | $6.6B | $232.5B |
| Deposits / shares | $5.4B | $188.7B |
| Capital ratio | 8.92% | 9.39% (stronger) |
| Problem loans | 0.78% (stronger) | 1.36% |
| Net charge-offs | 0.00% (stronger) | 0.37% |
| Return on assets | 0.90% | 0.99% (stronger) |
| Loans ÷ deposits | 95.0% | 78.0% (stronger) |
| Uninsured deposits | 27.1% (stronger) | 47.5% |
| Offices | 28 | 968 |
| CFPB complaints (3 yrs) | — | 6,060 |
| Complaints per $1B deposits | — | 32.1 |
| Mortgage denial rate (HMDA) | 27.0% | 32.5% |
The Washington Trust Company, of Westerly has the higher TellerScore (58 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Washington Trust Company, of Westerly leads on 4 and Citizens Bank, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Providence, RI
- Cranston, RI
- Warwick, RI
- Westerly, RI
- Johnston, RI
- Barrington, RI
- Cumberland, RI
- Narragansett, RI
- North Kingstown, RI
- North Providence, RI
- Coventry, RI
- East Providence, RI
- Mystic, CT
- Wakefield, RI
- East Greenwich, RI