Side-by-side · Q2 2026 data
The Washington Trust Company, of Westerly vs Coastal1 Credit Union
Bank
The Washington Trust Company, of Westerly
Westerly, Rhode Island · $1 billion – $10 billion
Metric by metric
| Measure | The Washington Trust Company, of Westerly | Coastal1 Credit Union |
|---|---|---|
| TellerScore | 58 | 68 (stronger) |
| Capital cushion | 39 | 57 (stronger) |
| Loan quality | 74 | 93 (stronger) |
| Earnings | 56 (stronger) | 49 |
| Funding & liquidity | 52 | 52 |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 17th | 50th |
| Total assets | $6.6B | $3.5B |
| Deposits / shares | $5.4B | $2.7B |
| Capital ratio | 8.92% | 10.71% (stronger) |
| Problem loans | 0.78% | 0.22% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 0.90% (stronger) | 0.73% |
| Loans ÷ deposits | 95.0% (stronger) | 108.5% |
| Uninsured deposits | 27.1% | 8.1% (stronger) |
| Offices | 28 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | 25.3% |
Coastal1 Credit Union has the higher TellerScore (68 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Washington Trust Company, of Westerly leads on 3 and Coastal1 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cranston, RI
- Warwick, RI
- Providence, RI
- East Providence, RI
- Johnston, RI
- North Kingstown, RI
- North Providence, RI
- Rumford, RI
- Smithfield, RI
- Wakefield, RI
- East Greenwich, RI
- Cumberland, RI