Side-by-side · Q2 2026 data
The Western State Bank vs Community National Bank
Metric by metric
| Measure | The Western State Bank | Community National Bank |
|---|---|---|
| TellerScore | 49 | 67 (stronger) |
| Capital cushion | 57 (stronger) | 47 |
| Loan quality | 0 | 51 (stronger) |
| Earnings | 77 | 86 (stronger) |
| Funding & liquidity | 66 | 98 (stronger) |
| Problem-loan coverage | 66 | 82 (stronger) |
| Peer percentile | 6th | 34th |
| Total assets | $802.1M | $853.1M |
| Deposits / shares | $717.2M | $772.6M |
| Capital ratio | 10.69% (stronger) | 9.66% |
| Problem loans | 3.04% | 1.47% (stronger) |
| Net charge-offs | 1.32% | 0.01% (stronger) |
| Return on assets | 1.43% | 1.65% (stronger) |
| Loans ÷ deposits | 72.4% | 49.1% (stronger) |
| Uninsured deposits | 34.8% | 17.3% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
Community National Bank has the higher TellerScore (67 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The Western State Bank leads on 1 and Community National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.