TellerScore

Side-by-side · Q2 2026 data

The Wilmington Savings Bank vs Day Air Credit Union

Bank

The Wilmington Savings Bank

Wilmington, Ohio · $100 million – $1 billion

72of 100
Strong

Credit union

Day Air Credit Union

Kettering, Ohio · $100 million – $1 billion

82of 100
Strong

Metric by metric

MeasureThe Wilmington Savings BankDay Air Credit Union
TellerScore7282 (stronger)
Capital cushion9696
Loan quality73 (stronger)68
Earnings5188 (stronger)
Funding & liquidity3966 (stronger)
Problem-loan coverage92 (stronger)86
Peer percentile50th82nd
Total assets$267.3M$908.8M
Deposits / shares$228.1M$747.9M
Capital ratio14.61% (stronger)14.56%
Problem loans0.82% (stronger)0.96%
Net charge-offs0.00% (stronger)0.73%
Return on assets0.78%1.71% (stronger)
Loans ÷ deposits90.9% (stronger)94.5%
Uninsured deposits42.5%7.1% (stronger)
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—20.5%

Day Air Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Wilmington Savings Bank leads on 4 and Day Air Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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