Side-by-side · Q2 2026 data
The Wilmington Savings Bank vs National Cooperative Bank, N.A.
Metric by metric
| Measure | The Wilmington Savings Bank | National Cooperative Bank, N.A. |
|---|---|---|
| TellerScore | 72 (stronger) | 46 |
| Capital cushion | 96 (stronger) | 63 |
| Loan quality | 73 (stronger) | 11 |
| Earnings | 51 | 75 (stronger) |
| Funding & liquidity | 39 (stronger) | 18 |
| Problem-loan coverage | 92 (stronger) | 63 |
| Peer percentile | 50th | 5th |
| Total assets | $267.3M | $4.3B |
| Deposits / shares | $228.1M | $3.6B |
| Capital ratio | 14.61% (stronger) | 11.28% |
| Problem loans | 0.82% (stronger) | 2.67% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.78% | 1.37% (stronger) |
| Loans ÷ deposits | 90.9% (stronger) | 95.5% |
| Uninsured deposits | 42.5% (stronger) | 56.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
The Wilmington Savings Bank has the higher TellerScore (72 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Wilmington Savings Bank leads on 6 and National Cooperative Bank, N.A. on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.