Side-by-side · Q2 2026 data
The Wilmington Savings Bank vs Union Savings Bank
Metric by metric
| Measure | The Wilmington Savings Bank | Union Savings Bank |
|---|---|---|
| TellerScore | 72 | 74 (stronger) |
| Capital cushion | 96 (stronger) | 55 |
| Loan quality | 73 | 77 (stronger) |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 39 | 61 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 50th | 74th |
| Total assets | $267.3M | $4.0B |
| Deposits / shares | $228.1M | $3.5B |
| Capital ratio | 14.61% (stronger) | 10.51% |
| Problem loans | 0.82% | 0.70% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.78% | 2.01% (stronger) |
| Loans ÷ deposits | 90.9% (stronger) | 99.7% |
| Uninsured deposits | 42.5% | 13.4% (stronger) |
| Offices | 2 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.3% |
Union Savings Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Wilmington Savings Bank leads on 2 and Union Savings Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.