Side-by-side · Q2 2026 data
The Yellowstone Bank vs Seg Federal Credit Union
Metric by metric
| Measure | The Yellowstone Bank | Seg Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 74 |
| Capital cushion | 73 | 76 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 75 | 81 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 98th | 49th |
| Total assets | $1.3B | $25.6M |
| Deposits / shares | $1.1B | $22.1M |
| Capital ratio | 12.33% | 12.63% (stronger) |
| Problem loans | 0.01% (stronger) | 0.75% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.99% (stronger) | 0.85% |
| Loans ÷ deposits | 66.6% (stronger) | 79.0% |
| Uninsured deposits | 32.2% | 4.8% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Yellowstone Bank has the higher TellerScore (88 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Yellowstone Bank leads on 4 and Seg Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Laurel, MT