Side-by-side · Q2 2026 data
Think Mutual Bank vs Affinity Plus Federal Credit Union
Credit union
Affinity Plus Federal Credit Union
Saint Paul, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Think Mutual Bank | Affinity Plus Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 92 (stronger) | 81 |
| Earnings | 45 | 67 (stronger) |
| Funding & liquidity | 95 (stronger) | 71 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 97th | 41st |
| Total assets | $2.2B | $5.0B |
| Deposits / shares | $1.9B | $4.3B |
| Capital ratio | 16.25% (stronger) | 8.78% |
| Problem loans | 0.25% (stronger) | 0.57% |
| Net charge-offs | 0.05% (stronger) | 0.68% |
| Return on assets | 0.63% | 1.18% (stronger) |
| Loans ÷ deposits | 64.8% (stronger) | 88.8% |
| Uninsured deposits | 5.8% (stronger) | 6.5% |
| Offices | 9 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Think Mutual Bank has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Think Mutual Bank leads on 6 and Affinity Plus Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.