Side-by-side · Q2 2026 data
Think Mutual Bank vs My Credit Union
Metric by metric
| Measure | Think Mutual Bank | My Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 92 (stronger) | 59 |
| Earnings | 45 (stronger) | 25 |
| Funding & liquidity | 95 (stronger) | 67 |
| Problem-loan coverage | 98 (stronger) | 78 |
| Peer percentile | 97th | 7th |
| Total assets | $2.2B | $366.4M |
| Deposits / shares | $1.9B | $328.7M |
| Capital ratio | 16.25% (stronger) | 9.44% |
| Problem loans | 0.25% (stronger) | 1.23% |
| Net charge-offs | 0.05% (stronger) | 0.08% |
| Return on assets | 0.63% (stronger) | 0.14% |
| Loans ÷ deposits | 64.8% (stronger) | 93.0% |
| Uninsured deposits | 5.8% (stronger) | 8.6% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Think Mutual Bank has the higher TellerScore (86 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Think Mutual Bank leads on 7 and My Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.