Side-by-side · Q2 2026 data
Thomasville National Bank vs First Commerce Credit Union
Metric by metric
| Measure | Thomasville National Bank | First Commerce Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 57 (stronger) | 51 |
| Loan quality | 93 (stronger) | 83 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 37 | 68 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 80th | 41st |
| Total assets | $2.2B | $1.2B |
| Deposits / shares | $1.9B | $1.1B |
| Capital ratio | 10.75% (stronger) | 10.13% |
| Problem loans | 0.22% (stronger) | 0.50% |
| Net charge-offs | 0.01% (stronger) | 0.41% |
| Return on assets | 2.40% (stronger) | 0.68% |
| Loans ÷ deposits | 97.2% | 92.7% (stronger) |
| Uninsured deposits | 38.7% | 9.2% (stronger) |
| Offices | 4 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.6% |
Thomasville National Bank has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Thomasville National Bank leads on 5 and First Commerce Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.