Side-by-side · Q2 2026 data
Thread Bank vs Financial Federal Bank
Metric by metric
| Measure | Thread Bank | Financial Federal Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 48 | 49 (stronger) |
| Loan quality | 94 | 98 (stronger) |
| Earnings | 43 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 42 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 63rd | 44th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $1.0B | $879.7M |
| Capital ratio | 9.75% | 9.92% (stronger) |
| Problem loans | 0.18% | 0.05% (stronger) |
| Net charge-offs | 0.47% | 0.02% (stronger) |
| Return on assets | 0.58% | 1.01% (stronger) |
| Loans ÷ deposits | 41.6% (stronger) | 122.0% |
| Uninsured deposits | 11.0% (stronger) | 22.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.0% |
Thread Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Thread Bank leads on 3 and Financial Federal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.