Side-by-side · Q2 2026 data
Thread Bank vs First Federal Bank
Metric by metric
| Measure | Thread Bank | First Federal Bank |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 48 | 55 (stronger) |
| Loan quality | 94 (stronger) | 83 |
| Earnings | 43 | 84 (stronger) |
| Funding & liquidity | 100 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 63rd | 63rd |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $1.0B | $978.6M |
| Capital ratio | 9.75% | 10.48% (stronger) |
| Problem loans | 0.18% (stronger) | 0.52% |
| Net charge-offs | 0.47% | 0.01% (stronger) |
| Return on assets | 0.58% | 1.61% (stronger) |
| Loans ÷ deposits | 41.6% (stronger) | 68.8% |
| Uninsured deposits | 11.0% (stronger) | 49.5% |
| Offices | 2 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Thread Bank leads on 3 and First Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.