Side-by-side · Q2 2026 data
Three Rivers Bank of Montana vs Valley Bank of Ronan
Metric by metric
| Measure | Three Rivers Bank of Montana | Valley Bank of Ronan |
|---|---|---|
| TellerScore | 71 (stronger) | 69 |
| Capital cushion | 67 (stronger) | 43 |
| Loan quality | 69 | 91 (stronger) |
| Earnings | 76 (stronger) | 53 |
| Funding & liquidity | 62 | 85 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 47th | 40th |
| Total assets | $293.1M | $218.1M |
| Deposits / shares | $257.9M | $197.6M |
| Capital ratio | 11.72% (stronger) | 9.29% |
| Problem loans | 0.93% | 0.26% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 1.40% (stronger) | 0.83% |
| Loans ÷ deposits | 95.0% | 74.9% (stronger) |
| Uninsured deposits | 18.1% | 12.6% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Three Rivers Bank of Montana has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Three Rivers Bank of Montana leads on 4 and Valley Bank of Ronan on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.