Side-by-side · Q2 2026 data
Three Rivers Federal Credit Union vs Everwise Credit Union
Metric by metric
| Measure | Three Rivers Federal Credit Union | Everwise Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 56 |
| Capital cushion | 89 (stronger) | 41 |
| Loan quality | 51 | 70 (stronger) |
| Earnings | 97 (stronger) | 50 |
| Funding & liquidity | 72 (stronger) | 55 |
| Problem-loan coverage | 86 (stronger) | 82 |
| Peer percentile | 84th | 15th |
| Total assets | $2.9B | $5.8B |
| Deposits / shares | $2.1B | $5.1B |
| Capital ratio | 13.88% (stronger) | 9.11% |
| Problem loans | 1.47% | 0.91% (stronger) |
| Net charge-offs | 0.43% (stronger) | 0.61% |
| Return on assets | 1.92% (stronger) | 0.74% |
| Loans ÷ deposits | 86.4% (stronger) | 90.0% |
| Uninsured deposits | 16.3% (stronger) | 29.0% |
| Offices | 11 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 22.2% |
Three Rivers Federal Credit Union has the higher TellerScore (78 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Three Rivers Federal Credit Union leads on 6 and Everwise Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.