Side-by-side · Q2 2026 data
Tidemark Federal Credit Union vs 1897 Federal Credit Union
Metric by metric
| Measure | Tidemark Federal Credit Union | 1897 Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 84 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 40 (stronger) | 21 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 83rd | 75th |
| Total assets | $468.5M | $3.6M |
| Deposits / shares | $405.0M | $2.5M |
| Capital ratio | 14.37% | 29.46% (stronger) |
| Problem loans | 0.33% | 0.00% (stronger) |
| Net charge-offs | 0.29% | -7.60% (stronger) |
| Return on assets | 0.51% (stronger) | 0.03% |
| Loans ÷ deposits | 62.5% | 14.0% (stronger) |
| Uninsured deposits | 8.5% | 0.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.7% | — |
1897 Federal Credit Union has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Tidemark Federal Credit Union leads on 1 and 1897 Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.