Side-by-side · Q2 2026 data
Tidemark Federal Credit Union vs Provident Federal Credit Union
Metric by metric
| Measure | Tidemark Federal Credit Union | Provident Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 64 |
| Capital cushion | 94 (stronger) | 91 |
| Loan quality | 89 (stronger) | 42 |
| Earnings | 40 (stronger) | 11 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 83rd | 28th |
| Total assets | $468.5M | $11.9M |
| Deposits / shares | $405.0M | $10.2M |
| Capital ratio | 14.37% (stronger) | 14.07% |
| Problem loans | 0.33% (stronger) | 1.75% |
| Net charge-offs | 0.29% (stronger) | 2.23% |
| Return on assets | 0.51% (stronger) | -0.23% |
| Loans ÷ deposits | 62.5% | 50.4% (stronger) |
| Uninsured deposits | 8.5% | 4.3% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.7% | — |
Tidemark Federal Credit Union has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Tidemark Federal Credit Union leads on 5 and Provident Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.