Side-by-side · Q2 2026 data
Timberland Bank vs Liberty Bank
Metric by metric
| Measure | Timberland Bank | Liberty Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 57 |
| Capital cushion | 79 (stronger) | 44 |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 79 (stronger) | 34 |
| Funding & liquidity | 62 (stronger) | 25 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 86th | 14th |
| Total assets | $2.1B | $206.0M |
| Deposits / shares | $1.8B | $164.4M |
| Capital ratio | 12.85% (stronger) | 9.35% |
| Problem loans | 0.56% | 0.14% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.47% (stronger) | 0.36% |
| Loans ÷ deposits | 84.9% (stronger) | 100.8% |
| Uninsured deposits | 26.8% (stronger) | 45.6% |
| Offices | 24 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | — |
Timberland Bank has the higher TellerScore (78 vs 57). On the 6 directional measures above (where higher or lower is clearly better), Timberland Bank leads on 5 and Liberty Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.