Side-by-side · Q2 2026 data
Timberland Bank vs Sound Community Bank
Metric by metric
| Measure | Timberland Bank | Sound Community Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 64 |
| Capital cushion | 79 (stronger) | 59 |
| Loan quality | 81 (stronger) | 70 |
| Earnings | 79 (stronger) | 55 |
| Funding & liquidity | 62 (stronger) | 60 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 86th | 33rd |
| Total assets | $2.1B | $1.1B |
| Deposits / shares | $1.8B | $937.1M |
| Capital ratio | 12.85% (stronger) | 10.93% |
| Problem loans | 0.56% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.47% (stronger) | 0.87% |
| Loans ÷ deposits | 84.9% (stronger) | 94.5% |
| Uninsured deposits | 26.8% | 20.2% (stronger) |
| Offices | 24 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 26.0% |
Timberland Bank has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Timberland Bank leads on 6 and Sound Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- University Place, WA