Side-by-side · Q2 2026 data
Timberline Bank vs Coloramo Federal Credit Union
Credit union
Coloramo Federal Credit Union
Grand Junction, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Timberline Bank | Coloramo Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 59 |
| Capital cushion | 44 (stronger) | 41 |
| Loan quality | 98 (stronger) | 79 |
| Earnings | 100 (stronger) | 31 |
| Funding & liquidity | 49 | 83 (stronger) |
| Problem-loan coverage | 99 (stronger) | 79 |
| Peer percentile | 61st | 19th |
| Total assets | $832.6M | $196.3M |
| Deposits / shares | $699.6M | $172.5M |
| Capital ratio | 9.38% (stronger) | 9.13% |
| Problem loans | 0.06% (stronger) | 0.64% |
| Net charge-offs | 0.01% (stronger) | 0.35% |
| Return on assets | 2.12% (stronger) | 0.27% |
| Loans ÷ deposits | 91.8% | 77.1% (stronger) |
| Uninsured deposits | 32.3% | 5.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Timberline Bank has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Timberline Bank leads on 5 and Coloramo Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.