Side-by-side · Q2 2026 data
Timberline Bank vs Home Loan State Bank
Metric by metric
| Measure | Timberline Bank | Home Loan State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 44 (stronger) | 29 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 100 (stronger) | 57 |
| Funding & liquidity | 49 | 84 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 61st | 37th |
| Total assets | $832.6M | $235.3M |
| Deposits / shares | $699.6M | $215.9M |
| Capital ratio | 9.38% (stronger) | 7.95% |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.12% (stronger) | 0.93% |
| Loans ÷ deposits | 91.8% | 40.9% (stronger) |
| Uninsured deposits | 32.3% | 29.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Timberline Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Timberline Bank leads on 3 and Home Loan State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.