Side-by-side · Q2 2026 data
Timberline Bank vs Oakstar Bank
Metric by metric
| Measure | Timberline Bank | Oakstar Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 44 | 48 (stronger) |
| Loan quality | 98 (stronger) | 84 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 49 | 56 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 61st | 53rd |
| Total assets | $832.6M | $3.3B |
| Deposits / shares | $699.6M | $2.8B |
| Capital ratio | 9.38% | 9.79% (stronger) |
| Problem loans | 0.06% (stronger) | 0.48% |
| Net charge-offs | 0.01% (stronger) | 0.08% |
| Return on assets | 2.12% (stronger) | 1.48% |
| Loans ÷ deposits | 91.8% (stronger) | 100.5% |
| Uninsured deposits | 32.3% | 18.5% (stronger) |
| Offices | 3 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.7% |
Timberline Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Timberline Bank leads on 5 and Oakstar Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.