Side-by-side · Q2 2026 data
Titan Bank, N.A. vs First Liberty Bank
Metric by metric
| Measure | Titan Bank, N.A. | First Liberty Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 42 | 51 (stronger) |
| Loan quality | 82 | 86 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 90 (stronger) | 71 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 64th | 50th |
| Total assets | $896.1M | $873.2M |
| Deposits / shares | $771.5M | $763.3M |
| Capital ratio | 9.16% | 10.11% (stronger) |
| Problem loans | 0.54% | 0.42% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 10.97% (stronger) | 1.34% |
| Loans ÷ deposits | 53.7% (stronger) | 64.1% |
| Uninsured deposits | 24.4% (stronger) | 37.6% |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.3% |
Titan Bank, N.A. has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Titan Bank, N.A. leads on 5 and First Liberty Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.