Side-by-side · Q2 2026 data
Titan Bank, N.A. vs Harmony Bank
Metric by metric
| Measure | Titan Bank, N.A. | Harmony Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 42 | 69 (stronger) |
| Loan quality | 82 | 99 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 90 (stronger) | 43 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 64th | 61st |
| Total assets | $896.1M | $855.3M |
| Deposits / shares | $771.5M | $707.7M |
| Capital ratio | 9.16% | 11.90% (stronger) |
| Problem loans | 0.54% | 0.02% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.52% |
| Return on assets | 10.97% (stronger) | 1.16% |
| Loans ÷ deposits | 53.7% (stronger) | 88.0% |
| Uninsured deposits | 24.4% (stronger) | 41.4% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Titan Bank, N.A. has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Titan Bank, N.A. leads on 5 and Harmony Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.