Side-by-side · Q2 2026 data
Titan Bank, N.A. vs The First State Bank
Metric by metric
| Measure | Titan Bank, N.A. | The First State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 61 |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 82 (stronger) | 28 |
| Earnings | 100 | 100 |
| Funding & liquidity | 90 (stronger) | 66 |
| Problem-loan coverage | 96 (stronger) | 68 |
| Peer percentile | 64th | 20th |
| Total assets | $896.1M | $895.2M |
| Deposits / shares | $771.5M | $806.8M |
| Capital ratio | 9.16% | 10.58% (stronger) |
| Problem loans | 0.54% (stronger) | 2.16% |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 10.97% (stronger) | 2.44% |
| Loans ÷ deposits | 53.7% (stronger) | 79.8% |
| Uninsured deposits | 24.4% (stronger) | 28.1% |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Titan Bank, N.A. has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Titan Bank, N.A. leads on 6 and The First State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.