Side-by-side · Q2 2026 data
Titan Federal Credit Union vs Niagara Regional Federal Credit Union
Credit union
Titan Federal Credit Union
Pleasant Gap, Pennsylvania · Under $100 million in assets
Credit union
Niagara Regional Federal Credit Union
North Tonawanda, New York · Under $100 million in assets
Metric by metric
| Measure | Titan Federal Credit Union | Niagara Regional Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 82 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 95th | 30th |
| Total assets | $69.5M | $40.1M |
| Deposits / shares | $58.8M | $36.6M |
| Capital ratio | 15.43% (stronger) | 8.43% |
| Problem loans | 0.31% (stronger) | 0.32% |
| Net charge-offs | 0.02% (stronger) | 0.12% |
| Return on assets | 1.56% (stronger) | 0.67% |
| Loans ÷ deposits | 55.8% (stronger) | 67.8% |
| Uninsured deposits | 2.6% (stronger) | 3.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
Titan Federal Credit Union has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Titan Federal Credit Union leads on 7 and Niagara Regional Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.