Side-by-side · Q2 2026 data
Titan Federal Credit Union vs Pennsylvania Central Federal Credit Union
Credit union
Titan Federal Credit Union
Pleasant Gap, Pennsylvania · Under $100 million in assets
Credit union
Pennsylvania Central Federal Credit Union
Harrisburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Titan Federal Credit Union | Pennsylvania Central Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 90 (stronger) | 79 |
| Earnings | 82 (stronger) | 52 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 95th | 51st |
| Total assets | $69.5M | $138.9M |
| Deposits / shares | $58.8M | $123.9M |
| Capital ratio | 15.43% (stronger) | 10.56% |
| Problem loans | 0.31% (stronger) | 0.63% |
| Net charge-offs | 0.02% (stronger) | 0.58% |
| Return on assets | 1.56% (stronger) | 0.81% |
| Loans ÷ deposits | 55.8% (stronger) | 67.5% |
| Uninsured deposits | 2.6% (stronger) | 5.8% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
Titan Federal Credit Union has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Titan Federal Credit Union leads on 7 and Pennsylvania Central Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.