Side-by-side · Q2 2026 data
Titan Federal Credit Union vs Saint John a M E Federal Credit Union
Credit union
Titan Federal Credit Union
Pleasant Gap, Pennsylvania · Under $100 million in assets
Credit union
Saint John a M E Federal Credit Union
Niagara Falls, New York · Under $100 million in assets
Metric by metric
| Measure | Titan Federal Credit Union | Saint John a M E Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 75 |
| Earnings | 82 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 95th | 62nd |
| Total assets | $69.5M | $189K |
| Deposits / shares | $58.8M | $159K |
| Capital ratio | 15.43% | 15.75% (stronger) |
| Problem loans | 0.31% (stronger) | 0.74% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.56% (stronger) | 0.52% |
| Loans ÷ deposits | 55.8% (stronger) | 77.4% |
| Uninsured deposits | 2.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
Titan Federal Credit Union has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Titan Federal Credit Union leads on 4 and Saint John a M E Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.