TellerScore

Side-by-side · Q2 2026 data

Tlc Community Credit Union vs South Central Credit Union

Credit union

Tlc Community Credit Union

Adrian, Michigan · $100 million – $1 billion

90of 100
Very strong

Credit union

South Central Credit Union

Jackson, Michigan · Under $100 million in assets

78of 100
Strong

Metric by metric

MeasureTlc Community Credit UnionSouth Central Credit Union
TellerScore90 (stronger)78
Capital cushion95 (stronger)92
Loan quality95 (stronger)81
Earnings66 (stronger)26
Funding & liquidity100100
Problem-loan coverage99 (stronger)96
Peer percentile95th59th
Total assets$950.2M$84.6M
Deposits / shares$746.7M$72.0M
Capital ratio14.48% (stronger)14.20%
Problem loans0.14% (stronger)0.56%
Net charge-offs0.13% (stronger)0.46%
Return on assets1.15% (stronger)0.16%
Loans ÷ deposits60.5%55.8% (stronger)
Uninsured deposits6.3%4.4% (stronger)
Offices92
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)17.5%—

Tlc Community Credit Union has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Tlc Community Credit Union leads on 5 and South Central Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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