TellerScore

Side-by-side · Q2 2026 data

Tlc Community Credit Union vs True Community Credit Union

Credit union

Tlc Community Credit Union

Adrian, Michigan · $100 million – $1 billion

90of 100
Very strong

Credit union

True Community Credit Union

Jackson, Michigan · $100 million – $1 billion

63of 100
Moderate

Metric by metric

MeasureTlc Community Credit UnionTrue Community Credit Union
TellerScore90 (stronger)63
Capital cushion95 (stronger)66
Loan quality95 (stronger)47
Earnings66 (stronger)64
Funding & liquidity100 (stronger)74
Problem-loan coverage99 (stronger)79
Peer percentile95th29th
Total assets$950.2M$955.0M
Deposits / shares$746.7M$836.1M
Capital ratio14.48% (stronger)11.58%
Problem loans0.14% (stronger)1.59%
Net charge-offs0.13% (stronger)1.20%
Return on assets1.15% (stronger)1.09%
Loans ÷ deposits60.5% (stronger)86.7%
Uninsured deposits6.3%1.4% (stronger)
Offices914
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)17.5%20.1%

Tlc Community Credit Union has the higher TellerScore (90 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Tlc Community Credit Union leads on 6 and True Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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