Side-by-side · Q2 2026 data
Tnbank vs City Employees Credit Union
Metric by metric
| Measure | Tnbank | City Employees Credit Union |
|---|---|---|
| TellerScore | 58 | 90 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 55 | 84 (stronger) |
| Earnings | 49 | 80 (stronger) |
| Funding & liquidity | 63 | 90 (stronger) |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 16th | 95th |
| Total assets | $318.1M | $115.3M |
| Deposits / shares | $277.0M | $87.2M |
| Capital ratio | 10.61% | 23.08% (stronger) |
| Problem loans | 1.34% | 0.47% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.27% |
| Return on assets | 0.72% | 1.50% (stronger) |
| Loans ÷ deposits | 83.9% | 70.6% (stronger) |
| Uninsured deposits | 26.6% | 10.3% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 1.7% |
City Employees Credit Union has the higher TellerScore (90 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Tnbank leads on 1 and City Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.