Side-by-side · Q2 2026 data
Toledo Urban Federal Credit Union vs Tlc Community Credit Union
Credit union
Toledo Urban Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | Toledo Urban Federal Credit Union | Tlc Community Credit Union |
|---|---|---|
| TellerScore | 42 | 90 (stronger) |
| Capital cushion | 48 | 95 (stronger) |
| Loan quality | 41 | 95 (stronger) |
| Earnings | 0 | 66 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 71 | 99 (stronger) |
| Peer percentile | 4th | 95th |
| Total assets | $18.0M | $950.2M |
| Deposits / shares | $16.1M | $746.7M |
| Capital ratio | 9.83% | 14.48% (stronger) |
| Problem loans | 1.78% | 0.14% (stronger) |
| Net charge-offs | 1.15% | 0.13% (stronger) |
| Return on assets | -1.76% | 1.15% (stronger) |
| Loans ÷ deposits | 90.5% | 60.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.3% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.5% |
Tlc Community Credit Union has the higher TellerScore (90 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Toledo Urban Federal Credit Union leads on 1 and Tlc Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.