Side-by-side · Q2 2026 data
Tompkins Bank & Trust vs Amalgamated Bank
Metric by metric
| Measure | Tompkins Bank & Trust | Amalgamated Bank |
|---|---|---|
| TellerScore | 60 (stronger) | 53 |
| Capital cushion | 41 | 46 (stronger) |
| Loan quality | 73 (stronger) | 34 |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 40 | 54 (stronger) |
| Problem-loan coverage | 88 (stronger) | 78 |
| Peer percentile | 21st | 11th |
| Total assets | $8.8B | $9.4B |
| Deposits / shares | $7.2B | $8.5B |
| Capital ratio | 9.11% | 9.60% (stronger) |
| Problem loans | 0.80% (stronger) | 1.99% |
| Net charge-offs | 0.07% (stronger) | 0.25% |
| Return on assets | 1.38% (stronger) | 1.34% |
| Loans ÷ deposits | 91.2% | 59.9% (stronger) |
| Uninsured deposits | 41.3% (stronger) | 57.1% |
| Offices | 56 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.9% | 3.3% |
Tompkins Bank & Trust has the higher TellerScore (60 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Tompkins Bank & Trust leads on 5 and Amalgamated Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.