Side-by-side · Q2 2026 data
Topside Federal Credit Union vs Henrico Federal Credit Union
Metric by metric
| Measure | Topside Federal Credit Union | Henrico Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 64 (stronger) |
| Capital cushion | 38 | 57 (stronger) |
| Loan quality | 62 (stronger) | 52 |
| Earnings | 60 | 62 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 86 (stronger) | 83 |
| Peer percentile | 29th | 31st |
| Total assets | $492.1M | $499.7M |
| Deposits / shares | $455.2M | $447.6M |
| Capital ratio | 8.82% | 10.68% (stronger) |
| Problem loans | 1.14% (stronger) | 1.44% |
| Net charge-offs | 0.37% | 0.34% (stronger) |
| Return on assets | 1.01% | 1.04% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 71.9% |
| Uninsured deposits | 8.1% | 7.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.1% | 19.5% |
Henrico Federal Credit Union has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Topside Federal Credit Union leads on 2 and Henrico Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.