Side-by-side · Q2 2026 data
Total Community Credit Union vs Community Choice Credit Union
Credit union
Community Choice Credit Union
Farmington Hill, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Total Community Credit Union | Community Choice Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 88 (stronger) | 75 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 99th | 47th |
| Total assets | $111.3M | $2.1B |
| Deposits / shares | $93.9M | $1.8B |
| Capital ratio | 15.29% (stronger) | 9.52% |
| Problem loans | 0.36% (stronger) | 0.75% |
| Net charge-offs | 0.38% (stronger) | 0.62% |
| Return on assets | 2.04% (stronger) | 1.35% |
| Loans ÷ deposits | 46.4% (stronger) | 87.3% |
| Uninsured deposits | 2.6% (stronger) | 15.3% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Total Community Credit Union has the higher TellerScore (97 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Total Community Credit Union leads on 7 and Community Choice Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.