TellerScore

Side-by-side · Q2 2026 data

Total Community Credit Union vs Preferred Credit Union

Credit union

Total Community Credit Union

Taylor, Michigan · $100 million – $1 billion

97of 100
Very strong

Credit union

Preferred Credit Union

Grand Rapids, Michigan · $100 million – $1 billion

87of 100
Very strong

Metric by metric

MeasureTotal Community Credit UnionPreferred Credit Union
TellerScore97 (stronger)87
Capital cushion100 (stronger)93
Loan quality8888
Earnings100 (stronger)64
Funding & liquidity100100
Problem-loan coverage98 (stronger)97
Peer percentile99th91st
Total assets$111.3M$318.1M
Deposits / shares$93.9M$270.6M
Capital ratio15.29% (stronger)14.25%
Problem loans0.36% (stronger)0.37%
Net charge-offs0.38% (stronger)0.47%
Return on assets2.04% (stronger)1.11%
Loans ÷ deposits46.4% (stronger)58.2%
Uninsured deposits2.6% (stronger)3.1%
Offices24
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—14.6%

Total Community Credit Union has the higher TellerScore (97 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Total Community Credit Union leads on 7 and Preferred Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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