Side-by-side · Q2 2026 data
Total Community Credit Union vs The Local Credit Union
Metric by metric
| Measure | Total Community Credit Union | The Local Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 | 91 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 99th | 97th |
| Total assets | $111.3M | $106.6M |
| Deposits / shares | $93.9M | $89.9M |
| Capital ratio | 15.29% | 16.07% (stronger) |
| Problem loans | 0.36% | 0.26% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.42% |
| Return on assets | 2.04% (stronger) | 1.35% |
| Loans ÷ deposits | 46.4% (stronger) | 46.7% |
| Uninsured deposits | 2.6% (stronger) | 7.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Total Community Credit Union has the higher TellerScore (97 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Total Community Credit Union leads on 5 and The Local Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.