Side-by-side · Q2 2026 data
Tower Community Bank vs Community Bank
Metric by metric
| Measure | Tower Community Bank | Community Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 64 |
| Capital cushion | 54 | 56 (stronger) |
| Loan quality | 86 (stronger) | 76 |
| Earnings | 67 (stronger) | 50 |
| Funding & liquidity | 64 (stronger) | 61 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 43rd | 26th |
| Total assets | $375.4M | $357.5M |
| Deposits / shares | $329.3M | $301.0M |
| Capital ratio | 10.43% | 10.64% (stronger) |
| Problem loans | 0.43% (stronger) | 0.71% |
| Net charge-offs | 0.07% (stronger) | 0.09% |
| Return on assets | 1.19% (stronger) | 0.76% |
| Loans ÷ deposits | 85.2% (stronger) | 99.1% |
| Uninsured deposits | 25.5% | 14.6% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 6.8% |
Tower Community Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Tower Community Bank leads on 5 and Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.