Side-by-side · Q2 2026 data
Town & Country Bank and Trust Company vs Republic Bank & Trust Company
Metric by metric
| Measure | Town & Country Bank and Trust Company | Republic Bank & Trust Company |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 77 | 98 (stronger) |
| Loan quality | 86 (stronger) | 81 |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 31 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 82nd | 95th |
| Total assets | $433.7M | $7.1B |
| Deposits / shares | $378.0M | $5.6B |
| Capital ratio | 12.75% | 14.82% (stronger) |
| Problem loans | 0.42% (stronger) | 0.56% |
| Net charge-offs | 0.01% (stronger) | 0.46% |
| Return on assets | 1.47% | 2.13% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 95.7% |
| Uninsured deposits | 17.1% (stronger) | 45.6% |
| Offices | 5 | 47 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.6% |
Republic Bank & Trust Company has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank and Trust Company leads on 4 and Republic Bank & Trust Company on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.