Side-by-side · Q2 2026 data
Town & Country Bank and Trust Company vs Wilson & Muir Bank & Trust Company
Metric by metric
| Measure | Town & Country Bank and Trust Company | Wilson & Muir Bank & Trust Company |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 77 (stronger) | 44 |
| Loan quality | 86 | 91 (stronger) |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 69 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 82nd | 64th |
| Total assets | $433.7M | $818.4M |
| Deposits / shares | $378.0M | $727.6M |
| Capital ratio | 12.75% (stronger) | 9.43% |
| Problem loans | 0.42% | 0.27% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.47% | 2.61% (stronger) |
| Loans ÷ deposits | 74.8% | 74.8% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 29.8% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Town & Country Bank and Trust Company has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank and Trust Company leads on 4 and Wilson & Muir Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.