Side-by-side · Q2 2026 data
Town & Country Bank vs Century Credit Union
Metric by metric
| Measure | Town & Country Bank | Century Credit Union |
|---|---|---|
| TellerScore | 86 | 87 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 88 | 88 |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 83 | 85 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 90th | 91st |
| Total assets | $747.7M | $182.0M |
| Deposits / shares | $642.2M | $149.2M |
| Capital ratio | 12.37% | 17.55% (stronger) |
| Problem loans | 0.35% (stronger) | 0.37% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 2.53% (stronger) | 1.03% |
| Loans ÷ deposits | 77.3% | 75.2% (stronger) |
| Uninsured deposits | 14.2% | 7.7% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | 4.8% |
Century Credit Union has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 3 and Century Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.