Side-by-side · Q2 2026 data
Town & Country Bank vs HomeBank
Metric by metric
| Measure | Town & Country Bank | HomeBank |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 74 (stronger) | 46 |
| Loan quality | 88 | 90 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 83 (stronger) | 55 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 90th | 57th |
| Total assets | $747.7M | $733.3M |
| Deposits / shares | $642.2M | $604.3M |
| Capital ratio | 12.37% (stronger) | 9.61% |
| Problem loans | 0.35% | 0.29% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.53% (stronger) | 2.12% |
| Loans ÷ deposits | 77.3% (stronger) | 102.4% |
| Uninsured deposits | 14.2% (stronger) | 17.1% |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | 0.9% |
Town & Country Bank has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 5 and HomeBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.