Side-by-side · Q2 2026 data
Town & Country Bank vs Legacy Bank & Trust Company
Metric by metric
| Measure | Town & Country Bank | Legacy Bank & Trust Company |
|---|---|---|
| TellerScore | 86 (stronger) | 64 |
| Capital cushion | 74 (stronger) | 69 |
| Loan quality | 88 (stronger) | 51 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 83 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 90th | 33rd |
| Total assets | $747.7M | $1.8B |
| Deposits / shares | $642.2M | $1.5B |
| Capital ratio | 12.37% (stronger) | 11.91% |
| Problem loans | 0.35% (stronger) | 1.47% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.53% (stronger) | 1.17% |
| Loans ÷ deposits | 77.3% (stronger) | 94.5% |
| Uninsured deposits | 14.2% (stronger) | 19.5% |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
Town & Country Bank has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 6 and Legacy Bank & Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.