Side-by-side · Q2 2026 data
Town & Country Bank vs Peoples Community Bank
Metric by metric
| Measure | Town & Country Bank | Peoples Community Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 83 |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 88 (stronger) | 59 |
| Earnings | 100 | 100 |
| Funding & liquidity | 83 (stronger) | 62 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 90th | 84th |
| Total assets | $747.7M | $735.2M |
| Deposits / shares | $642.2M | $599.8M |
| Capital ratio | 12.37% | 18.54% (stronger) |
| Problem loans | 0.35% (stronger) | 1.23% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 2.53% | 2.61% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 82.3% |
| Uninsured deposits | 14.2% (stronger) | 29.0% |
| Offices | 10 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | 8.3% |
Town & Country Bank has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 4 and Peoples Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.