Side-by-side · Q2 2026 data
Town & Country Bank vs The Bank of Houston
Metric by metric
| Measure | Town & Country Bank | The Bank of Houston |
|---|---|---|
| TellerScore | 86 (stronger) | 82 |
| Capital cushion | 74 | 91 (stronger) |
| Loan quality | 88 | 95 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 83 (stronger) | 57 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 90th | 70th |
| Total assets | $747.7M | $67.4M |
| Deposits / shares | $642.2M | $51.2M |
| Capital ratio | 12.37% | 14.14% (stronger) |
| Problem loans | 0.35% | 0.16% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.53% (stronger) | 1.07% |
| Loans ÷ deposits | 77.3% (stronger) | 103.6% |
| Uninsured deposits | 14.2% | 7.2% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
Town & Country Bank has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 3 and The Bank of Houston on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.